APA Style

Thurman, E., Smith, P, B. (2007). A billion bootstraps :microcredit, barefoot banking, and the business solution for ending poverty . New York :: McGraw-Hill,.

MLA Style

Thurman, Eric.., Smith, Philip, B.. "A billion bootstraps :microcredit, barefoot banking, and the business solution for ending poverty". New York :: McGraw-Hill,, 2007. Text.